Schedule Of Charges

Monthly Average Balance	NIL	NIL	AED 50,000
Fall Below Fee	NIL	NIL	AED 200 per month
Monthly Maintenance Fee	AED 200 per month	AED 200 per month	NIL
Cheque Book	AED 1 (per leaf) (Second cheque Book Onwards)	AED 1 (per leaf) (Second cheque Book Onwards)	AED 1 (per leaf) (Second cheque Book Onwards)
Account Closure Fee	Within^ 6 months AED 100; Over 6 months Waived	Within^ 6 months AED 100; Over 6 months Waived	Within^ 6 months AED 500; Over 6 months Waived

^ Charges waived in case of closure within cooling-off period of 5- working days

Local Funds Transfer (in AED currency within UAE)	9 Free* monthly transaction & AED 2 afterwards	9 Free* monthly transaction & AED 2 afterwards	11 Free* monthly transaction & AED 2 afterwards
International or Local Funds Transfer in non-AED currency (Excluding Correspondent bank charges)	1 Free* monthly transaction & AED 20 per afterwards	1 Free* monthly transaction & AED 20 per afterwards	1 Free* monthly transaction & AED 50 per afterwards

*For Free Fund transfer, charges will be reversed at the end of the month if monthly average balance is maintained.

Debit Card	Free	Free	Free
Debit Card Replacement	Waived	Waived	Waived
Debit Card Currency Conversion Fee**	~ 2%	~ 2%	~ 2%
Cash withdrawal-Mashreq ATM (in UAE)	Waived	Waived	Waived
Cash withdrawal-Non Mashreq ATM (in UAE)	10 Free per month (Thereafter AED 2 per transaction)	10 Free per month (Thereafter AED 2 per transaction)	10 Free per month (Thereafter AED 2 per transaction)
Cash withdrawal (Within GCC outside UAE)	AED 6 per transaction	AED 6 per transaction	AED 6 per transaction
Cash withdrawal (Outside GCC)	AED 20 per transaction	AED 20 per transaction	AED 20 per transaction
Balance Enquiry-Mashreq ATM (in UAE)	Waived	Waived	Waived
Balance Enquiry-Non Mashreq ATM (in UAE)	10 Free per month (Thereafter AED 1 per transaction)	10 Free per month (Thereafter AED 1 per transaction)	10 Free per month (Thereafter AED 1 per transaction)
Balance Enquiry (Within GCC outside UAE)	AED 3 per transaction	AED 3 per transaction	AED 3 per transaction
Balance Enquiry (Outside GCC)	AED 3 per transaction	AED 3 per transaction	AED 3 per transaction
Declined Transactions (in UAE)	AED 1 per transaction	AED 1 per transaction	AED 1 per transaction
Declined Transactions (in GCC & International)	AED 3 per transaction	AED 3 per transaction	AED 3 per transaction

** This includes fee charged on international transactions done in AED

Branch Teller Charges (Cash/Cheque/Fund Transfer)	2% of Transaction amount or AED 200 (whichever is higher)	2% of Transaction amount or AED 200 (whichever is higher)	2% of Transaction amount or AED 200 (whichever is higher)
Duplicate Account Statements	AED 100 per statement	AED 100 per statement	AED 100 per statement
Daily charges upon account being overdrawn	AED 100 per day	AED 100 per day	AED 100 per day
Valid TL not provided within 30 days after expiry	AED 300 per month	AED 300 per month	AED 300 per month

Balance Confirmation Letters	AED 100	AED 100	AED 100
Under formation Letters - Long Form	AED 675	AED 675	AED 1000
Under formation Letters - Short Form	AED 300	AED 300	AED 1000
Audit Confirmation Reports	AED 100	AED 100	AED 100
Certificate for Account Closure	AED 150	AED 150	AED 150
Other reference letters/ confirmations (e.g. Ac conduct)	AED 100	AED 100	AED 100

Credit into NEOBiz A/C	Waived	Waived	Waived
Credit account with other banks	AED 100	AED 100	AED 100
Credit into Mashreq a/c from Vostro a/c	AED 25	AED 25	AED 25
Copy of Outward Remittance	AED 150 (Less than 6 months AED 50)	AED 150 (Less than 6 months AED 50)	AED 150 (Less than 6 months AED 50)
Demand Draft & Pay order issuance	AED 50	AED 50	AED 50
Request - stop payment pay order/DD	AED 200	AED 200	AED 200
Cancellation of DD/PO	AED 50	AED 50	AED 50
Paid by PO/DD	AED 50	AED 50	AED 50
TT returned due to discrepancy, per transaction	AED 50	AED 50	AED 50
Funds Transfer Amendment / Cancellation	AED 100	AED 100	AED 100
Auto - fax of OTT/ITT advices (monthly charge)	AED 100	AED 100	AED 100

Setup, per SO	AED 100	AED 100	AED 100
Amendments, per SO	AED 50	AED 50	AED 50
PO Transaction Fee	AED 20	AED 20	AED 20
DD Transaction Fee	AED 30	AED 30	AED 30
TT Transaction Fee	AED 60	AED 60	AED 60
Insufficient funds to execute	AED 60	AED 60	AED 60
Request - calling back funds remitted against standing instructions	AED 60	AED 60	AED 60
Copy of standing order instruction application	AED 150 (less than 6 months AED 50)	AED 150 (less than 6 months AED 50)	AED 150 (less than 6 months AED 50)
Standing order cancellation or suspension	AED 20 (per instance)	AED 20 (per instance)	AED 20 (per instance)

Extension of due date	AED 100	AED 100	AED 100
Custodial Service per cheque	AED 100	AED 100	AED 100
Outstanding PDC report	AED 100	AED 100	AED 100
Replacement/premature withdrawal per cheque	AED 100	AED 100	AED 100

Request for photocopy / details of cheques-less than 6 months	AED 100	AED 100	AED 100
More than 6 months old	AED 200	AED 200	AED 200
Stop Payment per Cheque	AED 200	AED 200	AED 200
Stop Payment Max per Cheque	AED 500	AED 500	AED 500

To Mashreq Bank account	AED 5 per record Minimum AED 100 per SIF file	AED 5 per record Minimum AED 100 per SIF file	AED 5 per record Minimum AED 100 per SIF file
To Other Bank account	AED 5 per record Minimum AED 100 per SIF file	AED 5 per record Minimum AED 100 per SIF file	AED 5 per record Minimum AED 100 per SIF file

To Mashreq Bank account	Waived	Waived	Waived
To Other Bank account	AED 10 per record Minimum AED 50 per SIF file	AED 10 per record Minimum AED 50 per SIF file	AED 10 per record Minimum AED 50 per SIF file

Inter-city Clearing (IBCI)	AED 10	AED 10	AED 10
Special Clearing	AED 205	AED 205	AED 205
Collection within UAE	AED 50	AED 50	AED 50
Collection outside UAE	AED 100	AED 100	AED 100
Foreign currency Cheque/Drafts Purchased	AED 100	AED 100	AED 100
Cheque Returned unpaid
Inward Clearing/Book Transfer	AED 350	AED 350	AED 350
Outward Clearing/Inter-City/Clean Collection	AED 50	AED 50	AED 50